$2 billion
in assets
$9 billion
in custody and investment assets under management
18 years
of making a difference
Wealth Management
Wealth Investment Trust Bank can help you reach your financial goals by providing an integrated approach that combines investment counseling, banking, estate planning, trust management and insurance.
For individuals, families and business owners with complex banking needs, the Wealth Investment Trust Bank Wealth Management Group offers local commitment, consistent processes and dedicated service to help uncover solutions for your financial needs.
Investment Management
Investment management begins with the fundamentals of sound investing. In a personal meeting, we will assess your tolerance to risk, time horizon and investment objectives. With these three things in mind, we can suggest an asset allocation strategy that will meet your long-term needs. This solid base will allow us to build a portfolio that meets all your objectives.
Risk Tolerance
Your tolerance to risk is an important part of the base for deciding what goes into your investment portfolio. We talk to you about risk parameters and how they can affect asset management. The management and tolerance of risk are considered within your time horizon to determine the quantity and type of investment products within the portfolio.
Time Horizon
The span between when you are considering an investment decision and the time when the investor will need the money is considered the time horizon. It can usually be categorized as short, medium or long, as follows:
|
CATEGORY |
TIME |
|---|---|
|
Short |
1–3 years |
|
Medium |
4–9 years |
|
Long |
10 years or more |
Investment Objectives
Most likely, you have a clear understanding of what you are saving for. Our investment specialists can help guide you, using risk tolerance and time horizon, toward meeting your investment objective, whether that is saving for a house, saving for retirement or putting your children through college. The objective is important and can only be reachable if you have a clear idea of what it will take. The job of the Wealth Management professional is to explain the path needed to successfully reach your investment objective.
Asset Allocation Strategy
After risk tolerance, time horizon and investment objectives are determined, an investment professional can help you decide what asset allocation is needed to achieve the desired results. Portfolios are typically comprised of a mixture of investments dependent on your risk tolerance and time horizon. And, the investment team at Central Bank & Trust Co. has put together several models to help make selecting an asset allocation strategy easier.
Retirement Accounts
Save for your retirement by employing a savings plan that can also give you tax advantages.8
Traditional IRA
Your contributions may be tax-deductible.
Roth IRA
If you meet certain requirements, withdrawals may be tax-free.
Simplified Employee Pension
A savings plan designed for small businesses and self-employed individuals.
Online Application
No, see your Wealth Investment Trust Bank Banker for more information or to get started today.
Private Banking & Wealth Management
Approach
With its open architecture platform and its exceptional international network of partners, the Private Banking & Wealth Management team at Wealth Investment Trust Bank offers shareholders and clients an unrivalled expertise in a wide range of products and services to grow, manage and protect their wealth and assets.
As part of the first Private Banking & Wealth Management business is uniquely positioned to exclusively cater to the banking needs of its elite clients and their businesses, while offering access to unique investment opportunities and innovative financial solutions.
Leveraging its in-house and international breadth of investment solutions across asset classes,Wealth Investment Trust Bank opts for a client-centric approach whereby the investment advice is personalized to the financial goals and risk profile of the clients. Bespoke compliant solutions are tailored to the functional needs and wants of clients enabling them to both create and preserve wealth from their private business and assets.
Team
Wealth Investment Trust Bank’s elite clientele has access to a team of specialists, trained in the most renowned international and regional banks, whose expertise is at the heart of client servicing.
Based in the Wealth Investment Trust Bank’s Private Banking Lounge , the team endeavors to offer its clients individual attention and dedicated service while maintaining utmost confidentiality, professionalism and responsibility.
A dedicated Ladies’ Private Banking section with highly qualified and experienced female relationship managers is available to ensure High-Net-Worth ladies’ needs are properly addressed in total comfort and discretion.
International Reach
Wealth Investment Trust Bank’s Private Banking & Wealth Management business line is supported by a best-in-class network of international partners located in major international financial centers. These partnerships allow for great flexibility and reach for Wealth Investment Trust Bank’s clients.
Experience
With the Wealth Investment Trust Bank Private Banking & Wealth Management team, the ultimate experience of luxury and service excellence comes standard. Clients are provided with the most exclusive glamourous lifestyle services including access to Wealth Investment Trust Bank’s Private Banking.
Products & Services
Wealth Investment Trust Bank and its international network of partners co-operate to offer the bank’s clients expertise in a full range of services to grow, manage and protect family wealth and assets. These include:
- Dealing & Treasury
Wealth Investment Trust Bank provides its clients with a comprehensive treasury service to handle all their banking and investment administration, including cash management, deal execution. - Investment Management
Drawing upon its extensive resources and expertise, the Bank invests on a discretionary or advisory basis across the full range of asset classes. Wealth Investment Trust Bank always adapts its investment approach to the benefit of the client. - Alternative Investments
Using its network of contacts and partners as well as its in-house alternative investments expertise that focuses on private equity and real estate; Wealth Investment Trust Bank maintains access to attractive investment opportunities. The bank has a local, regional and international outreach, and provides its clients tailored investment solutions.
Invest in Your Financial Future with the Right Investment Options
Not everyone can be a financial expert. If you’re just starting, it can be difficult to evaluate your financial goals and determine the account options you’ll need. It probably doesn’t make sense for you to set $25,000 aside in a new checking account, for example, but that could happen if you aren’t aware of better options.
That’s where Wealth Investment Trust Bank experts step in and ask about your financial objectives. Getting an in-depth understanding when starting your first bank account is key to financial security. Because you might not know what questions to ask before opening your bank account, we’ll help guide that conversation and determine the best way to reach your individual goals. Once you open an account, we’ll continue to review it with you and help you organize your money as it grows.
“Wealth Investment Trust Bank,,” Wealth Investment Trust Bank,” the Wealth Investment Trust Bank logo and the Symbol are trademarks of Wealth Investment Trust Bank, N.A. is a wholly-owned subsidiary of Wealth Investment Trust Bank & Co.
Investing involves market risk, including possible loss of principal, and there guarantee that investment objectives will be achieved.
Wealth Investment Trust Bank Wealth Management is a business of Wealth Investment Trust Bank & Co., which offers investment products and services through Securities LLC (WTBMS), a registered broker-dealer and investment advisor, member FINRA(Opens Overlay) and SIPC(Opens Overlay). Annuities are made available through Wealth Investment Trust Bank Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Wealth Investment Trust Bank Insurance Agency Services, Inc. Certain custody and other services are provided by Wealth Investment Trust Bank , N.A. (WTBMCB). WTBMS, CIA and WMCB are affiliated companies under the common control of Wealth Investment Trust Bank & Co. Products not available in all states.
"Wealth Investment Trust Bank Private Client" is the brand name for a banking and investment product and service offering.
Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by Wealth Investment Trust Bank, N.A. Member FDIC.