EXPERIENCE A BETTER WAY TO GROW YOUR MONEY
Personal Savings
BANK ON THE GO
Mobile services made for real life, without all the fees
Wealth Investment Trust Bank offers competitive interest rates, no monthly maintenance fees and a fast and secure connection to your other bank accounts. Enjoy the ease and accessibility of an FDIC insured, online bank with unparalleled customer service.
Statement Savings
Ideal for those saving for a big purchase, emergencies or fun occasion.
Minor Savings
Start saving early! This account helps minors save and earn interest while avoiding a monthly fee.
Premium Plus Savings
Perfect for those who keep a higher balance, this account offers premium levels of interest — the higher your balance, the higher the rate.
More Savings Options
CDs
Earn more on the savings you don’t need access to right away with a Certificate of Deposit (CD) account!.
IRAs
Boost your savings with a Traditional, SEP or Roth IRA.
CDARS®
Access FDIC protection on multi-million-dollar CD investments through the CDARS service with this valuable investment tool.
Get these popular features with every personal checking account we offer: Online Banking, Online Bill Pay, Popmoney Transactions, Mobile Banking with Mobile Deposits, MoneyLine phone service, and Online Statements with check images.
|
Account |
Classic Checking |
Preferred Checking |
Platinum Checking |
Digital Checking – Online Exclusive1L |
|---|---|---|---|---|
|
Interest Paid |
No |
No |
Yes |
Yes |
|
Minimum Opening Balance |
$100 |
$100 |
$100 |
$100 |
|
Minimum Daily Balance |
None |
None |
$25,000 minimum daily combined balance on personal savings, CDs, checking, personal loans and the advanced amount of any home equity line of credit |
None |
|
Monthly Service Charge |
$2.00 monthly service charge; waived if enrolled in Online Statements |
$5.95 monthly service charge |
$10.00 monthly service charge if qualifying minimum daily combined balance is not maintained |
None |
|
IDProtect® |
No |
Yes |
No |
No |
|
Cellular Telephone Protection |
No |
Yes |
No |
No |
|
Features and Benefits |
Learn More |
Learn More |
Learn More |
Learn More |
CHRISTMAS CLUB SAVINGS
Prepare for the holidays and other annual expenses ahead of time. Meet your goal by setting up a weekly or monthly deposit schedule!
Account Details:
- Earns interest
- No minimum balance requirement or monthly fee
- A penalty applies for early withdrawal
Contact Us
CDS
Earn more on the savings you don’t need access to right away with a Certificate of Deposit (CD) account! Interest is accrued daily, compounded quarterly, and can be added to the CD balance, deposited into another First Bank account, or paid by check.
Account Details:
- Terms from three (3) to 60 months
- Earns interest
- $500 minimum balance
- A penalty applies for early withdrawal
Contact Us
IRAS
Boost your savings with a Traditional, SEP or Roth IRA, which we invest in CDs to help maintain FDIC insurance.
Account Details:
- Terms from three (3) to 60 months
- Interest is accrued daily and compounded quarterly
- $500 minimum balance
- A penalty applies for early withdrawal
Contact Us
CDARS®
Access FDIC protection on multi-million-dollar CD investments through the CDARS service with this valuable investment tool. Your principal and interest are eligible for complete FDIC protection through many banks while working with just one.
Account Details:
- Maintains FDIC insurance for large balances
- Splits balance into multiple CDs
- Utilizes other banks in the CDARS network
- Earns interest
- A penalty applies for early withdrawal
Funds may be submitted for placement after entering into a CDARS Deposit Placement Agreement describing the placement of funds by us. The agreement contains important terms and conditions. Contact us to learn more.
SMALL BUSINESS
MAKES A BIG IMPACT
Did you know that when you deposit your money at Wealth Investment Trust Bank, you’re helping to power small businesses across the world? When your bank finances small business, so do you. As our nation’s economic engine, small businesses drive job prosperity and boost local economies. We’re proud to contribute to that growth by investing in small business owners across the country. When you bank with Wealth Investment Trust Bank, you can be proud, too.
“Wealth Investment Trust Bank,,” Wealth Investment Trust Bank,” the Wealth Investment Trust Bank logo and the Symbol are trademarks of Wealth Investment Trust Bank, N.A. is a wholly-owned subsidiary of Wealth Investment Trust Bank & Co.
Investing involves market risk, including possible loss of principal, and there guarantee that investment objectives will be achieved.
Wealth Investment Trust Bank Wealth Management is a business of Wealth Investment Trust Bank & Co., which offers investment products and services through Securities LLC (WTBMS), a registered broker-dealer and investment advisor, member FINRA(Opens Overlay) and SIPC(Opens Overlay). Annuities are made available through Wealth Investment Trust Bank Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Wealth Investment Trust Bank Insurance Agency Services, Inc. Certain custody and other services are provided by Wealth Investment Trust Bank , N.A. (WTBMCB). WTBMS, CIA and WMCB are affiliated companies under the common control of Wealth Investment Trust Bank & Co. Products not available in all states.
"Wealth Investment Trust Bank Private Client" is the brand name for a banking and investment product and service offering.
Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by Wealth Investment Trust Bank, N.A. Member FDIC.