Business Checking at Wealth Investment Trust Bank
Wire Transfers
Send funds domestically or internationally
Secured by industry standard security controls and transactional analytics to detect and prevent fraud
Business Free Checking
An account with great benefits!
ACH Origination
Send funds quickly through the ACH Network, such as:
payroll
accounts payable payments
move funds among accounts at multiple banks
cash concentration and distribution
tax payments
Collect funds through the ACH Network, such as:
preauthorized payments from clients
monthly or periodic dues from club or association members
Shorten your company’s cash conversion cycle with more timely payments and collections
Secured by industry standard security controls and transactional analytics to detect and prevent fraud
Business Plus Checking
Perfect for businesses with higher volume needs.Earn interest with this higher balance account.
Checking Accounts
Free Checking
- Minimum Opening Deposit: $25.00
- Monthly Service Charge: None
- Number of Checks Per Statement: Unlimited
- Interest Bearing: No
- Customer does not receive checks or images – only statement.
- ATM/Debit Card Available
- Duplicate checks required
Regular Checking
- Minimum Opening Balance: $100.00
- Monthly Service Charge: Minimum Balance of $250.00 to $500.00 – $6.00 per cycle.
Minimum Balance under $250.00 – $10.00 per cycle. - Number of Checks Per Statement: Unlimited
- Interest Bearing: No
- Senior Citizens* and under age 18 do not have monthly maintenance fee.
- Senior Citizens* receive free checks (selected ones).
- ATM/Debit Card Available
- Monthly imaged statement for convenient account balancing.
*Senior Citizens are individuals of 62 years of age or older.
Elite VIP
- Minimum Opening Deposit: $1,000.00
- Monthly Service Charge: Balance below $1,000.00 – $10.00
- Number of Checks Per Statement: Unlimited
- Interest Bearing: Yes
- Must be 55 years of age.
- Free checks (selected ones)
- No fee for Cashier Checks
- ATM/Debit card available
- $5.00 Discount on Safe Deposit Box Rental
- Monthly imaged statement for convenient account balancing
Interest paid monthly at the current rate. Interest is paid on the average daily collected balance. If you close your account before interest is credited, you will not receive the accrued interest.
Money Market
- Minimum Opening Deposit: $2,500.00
- Monthly Service Charge: Balance below $2,500.00 – $10.00
- Number of Checks Per Statement: 6 transactions per cycle
- Interest Bearing: Yes
- Monthly imaged statement for convenient account balancing
Interest paid monthly at the current rate. Transfers and withdrawals are limited to six per month. A fee of $10.00 will be charged for each check withdrawal over six per month. Interest paid on the average daily collected balance. If you close your account before interest is credited, you will not receive the accrued interest.
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Account |
Classic Business CheckingLEARN MORE |
Platinum Business CheckingLEARN MORE |
Nonprofit CheckingLEARN MORE |
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Profile |
Low volume customers to include small business, nonprofits, associations, clubs, etc. | Designed for businesses that need multiple Cash Management solutions to help manage their business. | Designed specifically for 501c3 nonprofit organizations. |
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Minimum Opening Balance |
$100 | $100 | $100 |
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Monthly Maintenance Fee |
$5 | $15 | $15 |
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Monthly Maintenance Fee Waiver Option |
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Maintain $10,000 Average Available Monthly Balance |
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Interest Paid |
No | Yes1 | Yes |
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Included Transaction Items |
150/ $0.50 each item over 1502 | None | 300/ $0.25 each item over 3002 |
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Other Benefits |
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Testimonial
“Wealth Investment Trust Bank has been a huge asset to me while growing my business over the last 10 years. They understand the local market and make you feel like a part of a team. Their awesome staff and friendly atmosphere has made them one of the best banks around!”
— Neal Gibbs, Owner/Broker-Premier Real Estate Services
BUSINESS
Keep cash flowing with a checking account that’s tailored to your business needs. Choose from low minimum deposits, interest bearing accounts, full-service cash management options and more.
“Wealth Investment Trust Bank,,” Wealth Investment Trust Bank,” the Wealth Investment Trust Bank logo and the Symbol are trademarks of Wealth Investment Trust Bank, N.A. is a wholly-owned subsidiary of Wealth Investment Trust Bank & Co.
Investing involves market risk, including possible loss of principal, and there guarantee that investment objectives will be achieved.
Wealth Investment Trust Bank Wealth Management is a business of Wealth Investment Trust Bank & Co., which offers investment products and services through Securities LLC (WTBMS), a registered broker-dealer and investment advisor, member FINRA(Opens Overlay) and SIPC(Opens Overlay). Annuities are made available through Wealth Investment Trust Bank Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Wealth Investment Trust Bank Insurance Agency Services, Inc. Certain custody and other services are provided by Wealth Investment Trust Bank , N.A. (WTBMCB). WTBMS, CIA and WMCB are affiliated companies under the common control of Wealth Investment Trust Bank & Co. Products not available in all states.
"Wealth Investment Trust Bank Private Client" is the brand name for a banking and investment product and service offering.
Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by Wealth Investment Trust Bank, N.A. Member FDIC.